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女性比男性长于理财

When it comes to money, women really are more responsible than men, with an international survey finding that they're less likely to get into debt and strive harder to become financially independent.

  The global Reuters Synovate survey polled some 4,500 women in 12 countries about money matters. An equal number of men were also asked several questions related to finances.
  The survey showed that just over half respondents of both genders said women are more responsible with money than men, with the highest level of agreement found in Mexico, where 72 percent of people believed women were better at handling finances.

  And although more than 40 percent of women use part of their monthly income to pay off credit cards, some 70 percent of female respondents also said that having more than one credit card could lead to financial debt, revealing women's higher awareness.

  "It's obviously not the card itself that causes anyone to use it. So the statement is really about control and temptation," said Claire Braverman, international market research firm Synovate's senior vice president of Financial Services in the United States.

  "The ability to spend more, that you don't have in the first place, can certainly lead to debt. It means people have to control themselves and their spouses," she added.

  More women believed in their financial ability than men, with 61 percent saying they were more responsible, while only 40 percent of men agreed.

  But nearly half the women surveyed also conceded that they were bigger spenders than their male counterparts, with nearly 60 percent of men agreeing.

  The survey was conducted in December in Australia, Brazil, Bulgaria, Canada, France, Indonesia, Malaysia, Mexico, the Netherlands, South Africa, Britain, and the United States.



  说到钱的题目,女性简直比男性更负义务。一项环球查询拜访发明,与男性比拟,女性更不轻易堕入债权,并且更尽力地争夺经济自力。

  这项由“路透思纬”展开的环球理财民调有来自12个国度的近4500名女性和不异人数的男性参与。

  查询拜访成果显现,不管是男性受访者,仍是女性受访者,均有略跨越一半的人以为女性在款项题目上比男性更负义务。墨西哥受访者对这个题目的认同度最高,有72%的受访者以为女性更长于理财。

  虽然跨越40%的女性用月支出的一局部了偿信誉卡,但同时约有70%的女性受访者以为持有一张以上的信誉卡轻易致使欠债,这申明女性在这方面的认识较强。

  思纬环球市场查询拜访公司美国金融办事部高等副总监克莱尔?布雷弗曼说:“明显不是信誉卡自身促令人们花费,这实在是一个禁止和引诱的题目。”

  她说:“过分花费、绰绰有余一定会致使欠债。这象征着人们必须禁止本身和配头的花费愿望。”

  在理财才能方面,女性比男性更自傲。61%的女性受访者称本身在款项方面更负义务,而唯一40%的男性有如许的决定信念。

  但近一半的受访女性称本身比配头费钱多,近60%的男性如许以为。

  这项查询拜访于客岁12月在澳大利亚、巴西、保加利亚、加拿大、法国、印度尼西亚、马来西亚、墨西哥、荷兰、南非、英国和美国展开。



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